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Receive cash benefits if you are diagnosed with a serious illness.
Life-changing health events can affect anyone at anytime. With Liferaft Critical Supplement , you'll receive cash benefits if ever diagnosed with cancer, heart attack, stroke, or other illnesses, which can vary based on your plan selection.
It's guaranteed-issue indemnity insurance for those meeting age and residency requirements.
How it works
Affordably priced plans with benefit levels ranging from $5,000 to $30,000.
You receive a diagnosis for a covered critical illness.
Approved claims pay cash benefits, letting you pay for what you need.
The following conditions may be covered by Critical Supplement, which vary based on the plan you select.
Cancer
Stroke
Heart Attack
Kidney Failure
Major Organ Transplant
Coronary Artery Bypass Surgery
A major health event can happen at any time, and often come with unexpected costs. Your health insurance may not cover these costs or offer the full set treatment options you want to pursue.
Here’s where Critical Supplement insurance can help. Upon diagnosis and filing a claim, you’ll receive benefits as a cash payment, giving you the flexibilty to seek second opinions, travel for treatment, or whatever else you may need.
$0
Median total annual cost per patient for heart-failure care in the United States.1
00.0%
Percent of medical expenses a Bronze-level insurance plan will cover.2
$0
Out-of-pocket amount remaining after medical insurance coverage.3
Why choose Liferaft
Clear and straightforward products that work how you want and expect.
Receive benefits as direct payments made to you or whomever you choose, even if you change jobs or health plans.
Reasonable costs, designed for lasting solutions.
IMPORTANT NOTICE: Coverage under the policy does not constitute comprehensive health insurance coverage (a/k/a/ "major medical insurance"). It therefore does not satisfy the "minimum essential coverage" requirements of the Patient Protection and Affordable Care Act. Coverage will not satisfy the individual responsibility requirements of section 5000A of the Internal Revenue Code.