Liferaft Benefits
Flexible and comprehensive health insurance for employers and individuals.
What are you looking for?
Our employer and individual health insurance benefits are simple to set up and can be customized to meet your unique coverage needs.
Liferaft Benefits help employers save on healthcare costs and expand the coverages available for their teams.
Coverages that help you pay for health expenses such as hospital stays, medical treatments for critical illnesses, dental fillings, and more.
For Employers
Customizable, affordable, 100% digital solutions to group health insurance.
Liferaft Benefits help employers save on healthcare costs, expand their benefits to cover specialty care, and design custom benefit solutions that work for remote and scaling teams.
Contact us to get started today.
Download your guide to flexible & affordable health insurance.
Group health can be complex, restrictive, and costly — Liferaft offers something different. Liferaft’s 2023 Whitepaper on HRAs is the most comprehensive guide available, giving you what you need to determine if an HRA makes sense for your business.
Guide Contents
What is an HRA? | HRA Requirements & Features | Eligible HRA Expenses | When an HRA Makes Sense | Different HRA Types | States Where HRA Works Best
We help businesses save with
Health Reimbursement Arrangements.
Click to learn more about how we help businesses.
Why employers choose a Liferaft HRA
Group health insurance for all employers
With Liferaft, simply set a monthly benefit allowance and employees can use their benefits on any qualified medical expense they choose, without facing annual rate hikes or strict requirements.
Cost-effective health insurance
With a Liferaft HRA, you can fund all or part of your employees' health insurance costs with pre-tax dollars, freeing up budget without sacrificing benefits.
A flexible benefit for employees
Employees choose how to use their benefits, rather than being stuck in a one-size-fits-all group health insurance plan. This flexibility allows employees to tailor their coverage to fit their personal health, budget, and family situation.
