Why Liferaft?

If you can imagine it, we can build it.

Tailored Solutions for Today's Challenges

Liferaft offers bespoke insurance solutions designed to meet the unique challenges of modern businesses and address evolving risks, rising costs, and the increasing need for flexible coverage options.

Seamless Integration & Automation

With Liferaft, seamless integration and automation is powered by cutting-edge technology, ensuring effortless management and administration to save time for your organization.

Expert Guidance & Support 

Gain access to Liferaft's team of insurance experts who provide personalized guidance and support, offering insights and assistance in navigating the complexities of insurance structures, plan designs, and compliance requirements.

Partner With Us 

Our off-the-shelf products provide affordable and immediate solutions for client needs, while our white-labeling options ensure seamless integration into partners' brand ecosystems.

For those seeking customized solutions, Liferaft offers flexibility to create tailored products, enabling partners to fulfill diverse client needs.

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The Liferaft team is incredibly friendly, communicative, and supportive.

The entire staff is very reliable. I've never had a situation where there was an issue I couldn't resolve.

Johnny, Liferaft client

Download your guide to flexible & affordable health insurance.

Group health can be complex, restrictive, and costly — Liferaft offers something different. Liferaft’s Comprehensive Whitepaper on HRAs is the most comprehensive guide available, giving you what you need to determine if an HRA makes sense for your business.

Guide Contents:

What is an HRA? | HRA Requirements & Features | Eligible HRA Expenses | When an HRA Makes Sense | Different HRA Types | States Where HRA Works Best