Has your employer trimmed costs by reducing your health plan options, lowering benefit amounts or offering high deductible health plans? Yet medical costs are moving in the opposite direction,¹ leaving you to pick up any slack.

At LifeRaft, we want everyone to have a simpler way to address surprise covered hospitalizations and their possible financial impact. By paying cash benefits directly to you or whomever you choose, our indemnity insurance products prioritize simplicity and flexibility, letting you determine what costs to cover and how.