Our employer and individual plans are simple to set up and can be customized to meet your unique coverage needs.
Liferaft Benefits help employers save on healthcare costs and expand the coverages available for their teams.
Coverages that help you pay for health expenses such as hospital stays, medical treatments for critical illnesses, dental fillings, and more.
liferaft benefits
Liferaft Benefits help employers save on healthcare costs, expand their benefits to cover specialty care, and design custom benefit solutions that work for remote and scaling teams.
Contact us to get started today.
Learn MoreThe Liferaft team is incredibly friendly, communicative, and supportive.
The entire staff is very reliable. I've never had a situation where there was an issue I couldn't resolve.
— Johnny, Liferaft client
I know I’ll get medical bills even though I have health insurance.
Knowing my Liferaft policy pays cash benefits means I have less to worry about.
— Bobby, Liferaft client
With Liferaft, simply set a monthly benefit allowance and employees can use their benefits on any qualified medical expense they choose, without facing annual rate hikes or strict requirements.
With a Liferaft HRA, you can fund all or part of your employees' health insurance costs with pre-tax dollars, freeing up budget without sacrificing benefits.
Employees choose how to use their benefits, rather than being stuck in a one-size-fits-all group health insurance plan. This flexibility allows employees to tailor their coverage to fit their personal health, budget, and family situation.
Liferaft's Guide to HRAs is a deep dive into the different ways you can benefit and use an HRA.
Learn about health reimbursement arrangements (HRAs), fertility and IVF benefits, states where an HRA makes the most sense, and more.
Get the GuideFor Individuals
Employer and individual health plans don't always provide the coverage you expect when accidents and other health events occur.
Supplemental insurance fills these gaps, extending a safety net to help cover hospital stays, treatment for critical illness, care from out-of-network providers, and more.
Learn more about our individual plans:
Connect with our sales and support team to get started.
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