Flexible and comprehensive coverage that doesn’t break the bank
Our employer and individual plans are simple to set up and can be customized to meet your unique coverage needs.
What are you looking for?
Liferaft Benefits help employers save on healthcare costs and expand the coverages available for their teams.
Coverages that help you pay for health expenses such as hospital stays, medical treatments for critical illnesses, dental fillings, and more.
liferaft benefits
Customizable, affordable, 100% digital solutions to group health insurance
Liferaft Benefits help employers save on healthcare costs, expand their benefits to cover specialty care, and design custom benefit solutions that work for remote and scaling teams.
Contact us to get started today.
View HRA Pricing
Our customers love us.
The Liferaft team is incredibly friendly, communicative, and supportive.
The entire staff is very reliable. I've never had a situation where there was an issue I couldn't resolve.
— Johnny, Liferaft client
I know I’ll get medical bills even though I have health insurance.
Knowing my Liferaft policy pays cash benefits means I have less to worry about.
— Bobby, Liferaft client
Why employers choose a Liferaft HRA
Available for all employers
With Liferaft, simply set a monthly benefit allowance and employees can use their benefits on any qualified medical expense they choose, without facing annual rate hikes or strict requirements.
Cost-effective
With a Liferaft HRA, you can fund all or part of your employees' health insurance costs with pre-tax dollars, freeing up budget without sacrificing benefits.
Flexible
Employees choose how to use their benefits, rather than being stuck in a one-size-fits-all group health insurance plan. This flexibility allows employees to tailor their coverage to fit their personal health, budget, and family situation.
