Pricing & Features | Affordable HRA Plan Administration

HRA ADMINISTRATION PRICING

The most affordable full-service HRA management product available.

All platform features are available to you — no matter the size of your company.

Starter

1-10 employees

$12.50 / employee / month

+ $50 / month base fee

Advanced

11-100 employees

$12.50 / employee / month

No base fee

Includes everything in the Starter plan, plus:

Enterprise

100+ employees

Custom pricing

Contact Liferaft for enterprise pricing.

Includes everything in the Advanced plan.

We pride ourselves on offering the most affordable, feature-rich HRA product on the market.

	Starter 1-10 employees	Advanced 11-100 employees	Enterprise 100+ employees
Monthly Per Employee Fee	$12.50	$12.50	Contact us
Monthly Base Fee	$50	None	Contact us
Health insurance enrollments One-on-one employee enrollments with a Liferaft expert.	Via video conferencing.	Via video conferencing or in-person.	Via video conferencing or in-person.
Custom Account Design Work with Liferaft experts to design your benefits to best fit your company needs.
Full-Service Platform Administration We handle the paperwork—managing your account should take no more than 5 minutes a month.
Expense Management 100% digital platform automatically approves/denies expense requests based on your plan design.
Automated Reimbursements ‍Approved reimbursements are automatically dispersed to your employees with one click.
Reporting ‍Monthly reports detailing the usage of your benefit plan by your employees. Year-end reporting to enable required tax filings.

Keep scrolling for a full breakdown of how we compare to other HRA providers.

Health insurance plans can be 62% cheaper when purchased by individuals instead of the group market

Liferaft's model allows your business to take advantage of those cost-savings without sacrificing quality of benefits

Plan management only takes 5-mins a month — allowing your team to focus on what really matters

What you get during your "ask us anything" call?

Detailed cost-analysis of current spending | Tax-incentives & benefit structures overview | Customized replacement plan

Here's how we compare to other HRA providers.

		Competitor A	Competitor B
Monthly Per Employee Fee	1-10 & 11-100 employees: $12.50 100+ employees: Custom pricing	1-49 & 50+ employees: $20	QSEHRA: $18 ICHRA: $18 Standard HRA (GCHRA): $8
Monthly Platform Fee	1-10 employees: $50 11-100 employees: None 100+ employees: Custom pricing	1-49 employees: $40 50+ employees: $100+	QSEHRA: $35 ICHRA: $35 Standard HRA (GCHRA): $30
Set-Up Fee	None	None	$150
HRA Types Offered	Offering all available HRA types, including the most popular: ICHRA, QSEHRA, EBHRA & Standard HRA	ICHRA & QSEHRA	ICHRA, QSEHRA & Standard HRA
Minimum Number of Employees	None	None	3-seat minimum
1-1 Plan Enrollment Assistance & Ongoing Support	In-person & virtual options available	Virtual only	Virtual only
Custom Plan Design & Generation of All Legal Docs
Automated Direct Deposit Reimbursements
Admin Software
Document Tracking & Review with Expense Tracking