Pricing & Features | Affordable HRA Plan Administration

HRA ADMINISTRATION PRICING

The most affordable full-service HRA management product available.

All platform features are available to you — no matter the size of your company.

Starter

1-10 employees

$10 / employee / month

+ $50 / month base fee

Advanced

11-100 employees

$10 / employee / month

No base fee

Includes everything in the Starter plan, plus:

Enterprise

100+ employees

Custom pricing

Contact Liferaft for enterprise pricing.

Includes everything in the Advanced plan.

We pride ourselves on offering the most affordable, feature-rich HRA product on the market.

	Starter 1-10 employees	Advanced 11-100 employees	Enterprise 100+ employees
Monthly Per Employee Fee	$10	$10	Contact us
Monthly Base Fee	$50	None	Contact us
Health insurance enrollments One-on-one employee enrollments with a Liferaft expert.	Via video conferencing.	Via video conferencing or in-person.	Via video conferencing or in-person.
Custom Account Design Work with Liferaft experts to design your benefits to best fit your company needs.
Full-Service Platform Administration We handle the paperwork—managing your account should take no more than 5 minutes a month.
Expense Management 100% digital platform automatically approves/denies expense requests based on your plan design.
Automated Reimbursements ‍Approved reimbursements are automatically dispersed to your employees with one-click.
Reporting ‍Monthly reports detailing the usage of your benefit plan by your employees. Year-end reporting to enable required tax filings.

Keep scrolling for a full breakdown of how we compare to other HRA providers.

Health insurance plans can be 62% cheaper when purchased by individuals instead of the group market

Liferaft's model allows your business to take advantage of those cost-savings without sacrificing quality of benefits

Plan management only takes 5-mins a month — allowing your team to focus on what really matters

What you get during your "ask us anything" call?

Detailed cost-analysis of current spending | Tax-incentives & benefit structures overview | Customized replacement plan

Here's how we compare to other HRA providers.

		Take Command	PeopleKeep
Monthly Per Employee Fee	1-10 & 11-100 employees: $10 100+ employees: Custom pricing	1-49 & 50+ employees: $20	QSEHRA: $18 ICHRA: $18 Standard HRA (GCHRA): $8
Monthly Platform Fee	1-10 employees: $50 11-100 employees: None 100+ employees: Custom pricing	1-49 employees: $40 50+ employees: $100+	QSEHRA: $35 ICHRA: $35 Standard HRA (GCHRA): $30
Set-Up Fee	None	None	$150
HRA Types Offered	Offering all available HRA types, including the most popular: ICHRA, QSEHRA, EBHRA & Standard HRA	ICHRA & QSEHRA	ICHRA, QSEHRA & Standard HRA
Minimum Number of Employees	None	None	3-seat minimum
1-1 Plan Enrollment Assistance & Ongoing Support	In-person & virtual options available	Virtual only	Virtual only
Custom Plan Design & Generation of All Legal Docs
Automated Reimbursements
Admin Software
Document Tracking & Review with Expense Tracking