Build-Your-Own Custom Health Insurance Solutions

With our platform, you can create and administer custom programs for your clients. Our modules are plug-and-play and designed to help bring your vision to life.

Modern & Modular Platform

Our modular system is designed to bring your vision to life, offering support in structuring, partner identification, plan creation, documentation, enrollment management, financial transactions, and claims administration.

  • Identify the correct account structure for your design
  • Find capacity partners and carriers
  • Create new fully-insured or self-insured products and compliant plan designs
  • Craft plan documents
  • Manage employee enrollment
  • Move money (through reimbursement, cards, segregated accounts, etc.)
  • Administer claims
  • Custom branding and white labeling
  • iFrames and API integrations for an embedded experience

Custom Solutions Case Studies

Create and administer custom programs with our platform.

Self-Funded ACA Compliant Health Solution

Liferaft developed an affordable, self-funded health plan that meets ACA compliance for a digital health platform partner.

We handle all claims and money movement while our partners onboard and enroll their customers, ensuring a seamless experience.

Tax-Advantaged Digital Cash Pay Network

For a digital cash pay network, Liferaft created a self-funded program with two account structures to maintain flexibility and compliance.

We manage all claims and financial transactions, and our partners onboard members and offer health services through their platform.

Guaranteed Issue Term Life for Associations

Liferaft partnered with a carrier to provide guaranteed issue-term life products for associations, offering auto-renewable policies at rates 50% lower than other carriers.

Our partners onboard association members while Liferaft manages premium payments and policy administration.

Who is Liferaft?

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Liferaft is a modern benefits administration platform focused on building tools and services for companies and individuals to make healthcare more accessible and affordable.

Liferaft was founded by insurance, technology and financial services professionals. No one should have to choose between quality medical care and financial ruin and we're on a mission to make sure they don’t.

Our Investors

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