PEOs: We Make It Easy To Generate ICHRA Quotes

Partner with Liferaft to offer a simple and affordable HRA.

Forget waiting 14-21 days for quotes — with Liferaft you can get an ICHRA quote back in just a few business days. We handle all individual enrollments and Advanced Premium Tax Credit (APTC) considerations. Plus, Liferaft compensates you for referring a group with a monthly revenue stream. 

PEOs are partnering with Liferaft to offer an affordable Health Reimbursement Arrangement (HRA) to clients experiencing rate increases, allowing you to seamlessly offer varied and high-quality benefits.

Partner with Liferaft Benefits

Insurance for your high-risk clients.


Meet with us

Schedule time with our COO, Nimish Shukla to discuss a partnership with your PEO and Liferaft Benefits.


Refer high-risk clients to Liferaft

When clients don’t pass underwriting, refer them to Liferaft to set up an HRA. Liferaft will handle all the paperwork, onboarding, and help each employee enroll in coverage.


Increase your revenue

PEOs collect a fee on every employee who enrolls, helping your business grow, while providing a valuable service to your clientele.

Download your guide to flexible & affordable health insurance.

Group health can be complex, restrictive, and costly — Liferaft offers something different. Liferaft’s 2023 Whitepaper on HRAs is the most comprehensive guide available, giving you what you need to determine if an HRA makes sense for your business.

Guide Contents

What is an HRA? | HRA Requirements & Features | Eligible HRA Expenses | When an HRA Makes Sense | Different HRA Types | States Where HRA Works Best

  Why PEOs partner with  
  Liferaft Benefits  

Learn more about our HRA pricing and features:

Group health insurance for all employers

With an HRA, employers can set up affordable benefits regardless of their underwriting status. Each employer chooses a monthly benefit allowance and employees can use their benefits on any qualified medical expense they choose — including insurance premiums — without facing annual rate hikes or strict requirements.

Cost-effective health insurance

Similar to the cost savings of a PEO, an HRA can be a more affordable option for your clients compared to prices on the small group market. Many states offer more affordable insurance plans on the individual market than on the small group market.

Grow your offerings & revenue

PEOs collect a fee on every employee who enrolls on the Liferaft platform, helping your business grow, while providing a valuable service to your clientele.