Clear and straightforward products that work how you want and expect.
Receive benefits as direct payments made to you or whomever you choose, even if you change jobs or health plans.
Be protected from unexpected healthcare costs with plans starting at $5/month.
Employer and individual health plans don't always provide the coverage you expect when accidents and other health events occur. Supplemental insurance fills these gaps, extending a safety net to help cover hospital stays, treatment for critical illness, care from out-of-network providers, and more.
Consolidate your health care spending and saving with Liferaft Pay, a set of financial tools and accounts that connect your day-to-day expenses with your insurance coverage.
Our Preferred Providers provide care at special rates when paying directly with cash or Liferaft Pay.