Receive cash benefits for medical expenses if you have an accident.
Accidents are unpredictable and can lead to high medical bills, which your insurance may not fully cover.
With Accident Supplement , you’ll receive cash reimbursements for eligible medical expenses. A deductible may apply before benefits are paid.
This is guaranteed-issue insurance for all individuals and their families.
How it works
Accident medical expense reimbursement coverage ranges from $2,500 to $10,000.
Even simple injuries may incur medical or treatment expenses.
Leftover expenses after insurance benefits have been paid can be reimbursed with an accident medical expense claim.
The following conditions may be covered by Accident Supplement, based the plan you select.
Includes boarding costs, ICU, treatment, nurse services, and physician services (surgical and non-surgical).
Includes office visits (non-surgical), diagnostic imaging tests, physiotherapy, surgical facilities, ambulance services, medical equipment rental, dental services, and prescription drugs.
Includes loss of life, limbs, sight, speech, and hearing.
Even with health insurance, you’re still likely to have medical bills and expenses. Accident medical expense insurance can help by providing cash reimbursements for outstanding medical expenses after your health insurance has paid its portion.
This AME plan also comes with Accidental Death & Dismemberment (AD&D) insurance. AD&D pays a cash benefit if you or a covered family member suffers a covered loss from an accident.
Average deductible amount paid by an individual with employer-provided health insurance in 2020.2
Percentage of Americans worried about being able to afford an unexpected medical bill.3
Average length of a hospital stay in the United States.4