Liferaft is the only Health Reimbursement Arrangement (HRA) platform that was designed with group brokers in mind.
With Liferaft, brokers generate monthly revenue for each employee enrolled, plus provide an affordable and flexible option for their clients interested in an HRA solution.
Existing HRA platforms can take 14-21 days to return a quote. With us, you will have an answer within 1-3 business days.
You won’t be enrolling each employee — that’s unsustainable. Our team handles all individual enrollments and APTC considerations.
Existing platforms give brokers a portion of their revenue as commission. With Liferaft, you earn monthly revenue on every employee enrolled.
With Liferaft, you can diversify your benefit offerings, while still supporting the bottom line.
Schedule time with our COO, Nimish Shukla to discuss a partnership with your business and Liferaft Benefits.
Refer your clients to Liferaft to set up an HRA. We will handle the paperwork, onboarding, and enroll each employee in coverage.
You will collect a monthly fee on every employee who enrolls, growing your business, while providing a valuable service to your clients.
Group health can be complex, restrictive, and costly — Liferaft offers something different. Liferaft’s 2023 Whitepaper on HRAs is the most comprehensive guide available, giving you what you need to determine if an HRA makes sense for your business.
Guide Contents
What is an HRA? | HRA Requirements & Features | Eligible HRA Expenses | When an HRA Makes Sense | Different HRA Types | States Where HRA Works Best
With an HRA, employers can set up affordable benefits regardless of their underwriting status. Each employer chooses a monthly benefit allowance and employees can use their benefits on any qualified medical expense they choose — including insurance premiums — without facing annual rate hikes or strict requirements.
For small businesses, an HRA can be a more affordable option for your clients compared to prices on the small group market. Many states offer more affordable insurance plans on the individual market than on the small group market.
Group brokers collect a fee on every employee who enrolls on the Liferaft platform, helping your business grow, while providing a valuable service to your clientele.