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Hospital Supplement

Be prepared with accident and sickness insurance that helps cover your out-of-pocket expenses due to hospital stays.

An accident or sickness requiring a hospital stay is stressful enough without learning the limits of what's paid for by your health plan. Help reduce your out-of-pocket expenses from covered events with Hospital Supplement.

It's guaranteed-issue hospital indemnity insurance for those meeting age and residency requirements.

Liferaft works with multiple carriers to bring you hospital indemnity insurance options.

Why should I have Hospital Supplement?

An unexpected hospitalization can have a major financial impact. Your health insurance may not completely cover these costs, leaving you to pay any out-of-pocket expenses.

Hospital Supplement insurance may reduce that financial burden.


Average deductible amount paid by an individual with employer-provided health insurance in 2020.1


Percentage of Americans worried about being able to afford an unexpected medical bill.2

0.0 days

Average length of a hospital stay in the United States.3

IMPORTANT NOTICE: Coverage under the policy does not constitute comprehensive health insurance coverage (a/k/a/ "major medical insurance"). It therefore does not satisfy the "minimum essential coverage" requirements of the Patient Protection and Affordable Care Act. Coverage will not satisfy the individual responsibility requirements of section 5000A of the Internal Revenue Code.