This indemnity insurance pays cash benefits to cover out-of-pocket costs for hospital stays due to accident or sickness.
An accident or sickness requiring a hospital stay is stressful enough without learning the limits of what's paid for by your health plan. Help reduce your out-of-pocket expenses from covered events with Hospital Supplement.
It's guaranteed-issue hospital indemnity insurance for those meeting age and residency requirements. Plans start at $5/month.
How it works
Choose from affordable options to get the right coverage for you.
You're in the hospital getting care for a covered accident or sickness.
Approved claims pay out cash benefits - the amount depending on the length and severity of your stay.
If you spend time in the hospital due to a sickness or accident, hospital indemnity insurance pays you a fixed benefit amount to help cover expenses like your deductible, coinsurance, transportation, medications, rehabilitation, or home care costs.View Products FAQ
An unexpected hospitalization can have a major financial impact. Your health insurance may not completely cover these costs, leaving you to pay any out-of-pocket expenses.
Hospital Supplement insurance may reduce that financial burden.
Average out-of-pocket maximum in the United States.1
Percentage of Americans worried about being able to afford an unexpected medical bill.2
Average length of a hospital stay in the United States.3